Thank you for visiting my Internet site. If you are here and reading this then you have made a major decision to either buy and or sell your property. Rest assured I am here to make this transition as easy as possible. Let's get started! Just click on the Contact Donna Jo Now link on the left and tell me about your plans. As soon as I receive your information I will call or send e-mail (your choice) so we can move to the next step right away.
A WORD ABOUT THE REAL ESTATE MARKET IN 2008.....
Every day we hear gloom and doom stories on the news about the housing market being so bad, forclosures are at an all time high, recession is imminent, the Feds are going to help by increasing their limits, banks and mortgage companies selling out or going bust all together, the stock market up and down, and the list goes on. As a Realtor I can tell you homes are still selling here, buyers are still buying and there is something for everyone! No matter what your needs I can find a home for you. The sensationalism of the foreclosure rate is the same as the sensationalism of the investment opportunities in certain areas of the United States for the last 5 years. Remember the folks in California that sold 600 sq. ft. bungalows for a million dollars? Well, they came, they invested and now they are spent out. The market bottomed out in Calif. and no more over priced bungalow transactions are happening which stopped the transition from Calif to other parts of the country. I call that normal. Another little tidbit is PMI Payment Mortgage Insurance. The lenders made everyone without their 20% downpayment pay it. PMI is insurance the HOMEOWNER pays for so that the LENDER is covered in case of foreclosure...HELLO! The lenders haven't lost a dime folks! Believe me, the big lenders put small satelite offices in business under "other" names to scarf up on those B C loans that should not have been made so they could buy them from themselves as soon as the loan was closed and made PMI a requirement. They knew what they were doing. That's called CONTROLLING THE MARKET. One major lender just sold out to a major bank because they had a 7% forclosure rate but they had enough money to give their CEO 1 million dollars severance + country club fees for 3 years and free rides in the company jet for life....does that sound like bankruptcy to you? They were probably just too busy filling out insurance claim forms to service their good loans anymore. Oh and by the way, you did know that insurance companies are the largest funder of mortgage loans didn't you? I'd call that coming full circle wouldn't you? The bottom line is this, if you want to buy you can but be aware and if you still have doubts commission with a buyers agent such as myself that will watch your back and explain every step. Not ONE of my buyers signed up for an ARM (adjustable rate mortgage) and none are in foreclosure. If it's not good for you it's not good for me!
HOME BUYERS:
I have simplified the home buying process s for you in 3 easy steps. Contacting me was the first and most important step. Next, sending in your needs by way of my contact form and 3rd getting you prequalified for a mortgage if you are not already. Qualifying for a mortgage before shopping for your new home will give us a place to start and keep us from wasting time. Depending on how much mortgage you are approved for and what your needs are I will begin the search for your new home. I will set you up on an automatic email delivery system that will deliver all the homes with your needs based on the criteria you provide. This system emails directly to your email every day complete with pictures direct from the MLS (multiple listing service). If you would like to search right now just click on the link below to find your home in Tennessee. When you find what you are looking for, email me the MLS numbers, I'll make the necessary arrangements for viewing and we'll go see!
HOME SELLERS:
You've made the decision and now it's time to find a Realtor to handle the sale. You've come to the right place! I can offer you total internet AND cable television exposure on channel 49 on the A & E Real Estate Show. Your home will air 14 times per week to be seen by millions of viewers. That's over 168 times during the course of your listing agreement! How much you ask? Well let's see...... My services include this exposure when you list with me! What are you waiting for? Click Contact Donna Jo Now and fill out the form to get started right away. Want to talk about it? Call me at 615-346-9521 or 615-427-2062 I'll be glad to discuss all the details with you over the phone.
Looking for a NEW home in Pleasant View, Joelton, Whites Creek, Goodlettsville, White House, Hendersonville or Greenbrier Tennessee? Look no further, I have developed a working relationship with the builders in these areas. Need a deep water dock on the lake for your boat? I have just what you're looking for. Email me! Looking for a starter home? I have plenty of those too! Or maybe you are just looking for a nice lot to build your dream home on e-mail me!
Donna Jo Pemberton, Realtor
Here's a few links you might find interesting:
Find your Home in Tessessee
Government in Tennessee
FEMA in Tennessee
Locksmiths Best in Nashville and surrounding counties.
Foreclosure Tours offering the best deals in Nashville and surrounding counties.
Shelby Street Pedestrian Bridge in Nashville, Tennessee
Nashville Tennessee on the Cumberland River
Middle Tennessee Association of REALTORS®
HOME OF THE FORECLOSURE SHOW ON COMCAST CABLE CHANNEL 49!
TN. License #00306347
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